It can be the most unexpected things in life that end up harming you. You might expect that I’d be sent to the hospital because of car crash or some object falling from above when I’m in the city or I don’t know what, food poisoning maybe. But none of those are what got me in the end. The culprit that laid me out was: my garage.
That’s right, a garage broke me. Apparently, malfunctioning garages cause a lot of injuries, so at least I’m not alone.
Mine happened because of three incidents in one. Like most garages, I have an opener that is supposed to make the door go up and down at the click of a button. I keep it on my keychain. It’s always been reliable. Also like most garage doors, my garage has a sensor that should tell it when an object is in the way of the door coming down. Finally, just like most garage doors, my garage has a mechanism to make it go up and down slowly so no one can get caught underneath.
I’d like to say in my defense, that all of these three things have always worked perfectly. There was no warning that my garage door was out to get me. I did not receive threats in the mail from my garage door. We never had an argument. As far as I knew, we hardly thought of each other. I clicked my button, and the door opened or closed. That was the extent of our relationship. Or so I thought. It turns out the garage was just biding its time.
It turns out the garage door must have held a serious grudge because two days ago, I was out removing some leaves that had blown in. The door was open, of course. For some reason or other I had my keys in my pocket, and perhaps—perhaps—I accidentally hit the button the first time. The door started coming down regardless. I pulled it out, hit the button again to reverse course, which it did for a moment.
I suppose the door then realized its moment had arrived. I was standing directly underneath, inspecting the thing as if I had some expertise to explain the erratic behavior. It was then that the door struck. Down it came full force. It got a bump on the head, fell backward, and it landed on my leg.
Thankfully, my murderous garage door failed in its overall intent. I survived the encounter with some very deep bruises.
So, off to the hospital I went to get things checked out. Luckily, no breaks and no skull fracture. I guess I had a harder head than expected, which slowed the fall of the door. As you can expect, I’m not feeling great, though.
I’ve got a mechanic out today to have a talking to with my garage door, and to find out who put it up to this act. Apparently, there are lawsuits for this kind of thing, assuming the door really did break down without warning.
I’m just worried how I’ll be able to repair my relationship with the door.
Most personal injury lawsuits pass to a jury who decide on the verdict based on testimonies, evidence, and the cross-examination. Rows of strangers make the final decision on who wins and lose the case. This may seem unfair, and it definitely is a challenge for plaintiffs to consider since it takes time to acquire testimonies and prepare a defense. For suburban woman Tierney Darden, 26, a personal injury case concluded with a large settlement, one that will doubtlessly help her cope with the financial costs of her medical condition. A court awarded Darden $148 million after she suffered a serious injury in an O’Hare bus shelter collapse. The catastrophe left Darden partially paralyzed.
The Chicago Tribune reported on the story. Tierney Darden was a dance student who was at the O’Hare airport in Chicago one day in early August, 2015. Her 19-year-old sister and her mother were with her, all grouped just outside O’Hare on the lower-level street access to Terminal 2. The three had spent time in Minneapolis and had only just returned to Chicago. They had been shopping for bridesmaids dresses for a wedding. Back in Chicago, the three were waiting out some stormy weather underneath a pedestrian shelter. They were patiently waiting on their ride to pick them up when part of the shelter collapsed–seriously injuring Darden. In addition to the pain and anguish of the initial injury, doctors later confirmed that Darden’s spinal cord had been severed in the accident. Tragically, no medical treatments could help and she was left paralyzed from the waist down. This injury was particularly devastating for the young Darden, a dancer with a bright future ahead of her.
Darden decided to seek redress through the legal system. Investigators ultimately concluded that the shelter was in disrepair. There were important components such as bolts missing when it collapses in the storm. The same investigators looked at other shelters and found that they were also badly maintained. Missing, corroded, and otherwise compromised parts were scattered throughout Chicago shelters. Darden’s legal counsel took this information to the Cook County courts. A jury ultimately ruled that Darden deserved $148 million from the City of Chicago. At the culmination of the trial, Darden became understandably emotional. She started crying when Judge Clare McWilliams announced the jury’s decision. The trial had taken seven days, but the jury needed only four hours to come to a verdict.
It is a harsh reality that we cannot anticipate what can happen to us. The City of Chicago needs to be more liable and held accountable for their poor maintenance. Because of this tragedy, Darden will not be able to use her legs to dance and express herself. The city effectively ruined her life. While $148 million is a lot of money to have won, it does not reverse what happened to Darden. She will have to adjust to her new reality. How can we make sure we are safe by the products we use? Cities should make sure their public goods and commodities are checked regularly for safety so people’s lives and bodies will not be ruined.
There is no better time to sell mineral rights than now. The reasons behind this mostly revolve around the money involved, timing, and how they affect each other. They are explained below in more detail.
It gives you instant cash
You may need instant cash to handle debts and liabilities, unexpected expenses, and other financial issues that need to be addressed immediately. Selling your mineral rights is a good idea to get access to instant cash, because the price is usually high since minerals are useful and limited resources, not to mention that finding a buyer is relatively easy because of demand.
It gives you financial flexibility
The lump sum you get for selling your mineral rights can be used not just for emergency situations that need financial coverage, but also for calculated moves that can give you a financially secure future. For example, you may not have enough money to start your dream business and investment. But by selling your mineral rights, the lump sum you receive may be the very thing you need to make these dreams a reality. The money can also be used in retirement plans, pensions, and other financial devices that will help you achieve financial flexibility.
It is on demand
Because minerals are both useful and limited, there will always be a demand for them. So, you might as well get into the game while you still can. Frankly, we are slowly entering into an age of renewable resources, and when that age comes into full swing, you may not be able to take advantage of the minerals just lying in your properties.
It will not be on demand forever
As said earlier, the rise of renewable resources may prevent you from cashing in on the mineral game if you don’t act now. The market value of your resources may decrease and decrease as renewable resources become more and more available and efficient. Now is the time to sell your mineral rights to make the most out of it, because today is the time where its value is at its peak.
Employers, especially those from large companies, often have big pools of applicants. This can become a problem in the hiring process, so a way to make the process more manageable has been formed. Pre-employment testing is a way for employers to gather relevant data from applicants. This way, they can filter those who are qualified and those who are not.
Qualified can be a complicated word, as different employers have different sets of qualifications. For this reason, different kinds of pre-employment tests are also utilized.
Common Forms of Pre-Employment Testing
Cognitive Tests: This kind of tests measures the mental capabilities of applicants, particularly in the aspects of critical thinking and problem solving.
Skills Tests: This can be in written or practical form. It involves questions and tasks relevant to the position an applicant is applying for. It is used to measure the capability and potential of the applicant in delivering the tasks relevant to the job.
Personality Tests: Sometimes, pre-employment tests also try to identify the personality of the applicant, so the employer can know how the applicant can perform on the job and how he or she can cope with co-workers.
Physical Ability Tests: There are jobs that are inherently demanding physically, so the applicants must prove that they have the physical capability of performing the tasks of the position they are applying for. These tests may measure strength, agility, and other bodily factors.
Benefits of Pre-Employment Testing
Pre-employment testing is beneficial to both employer and applicant. For the employer’s side, testing may help save time by easily identifying those who will most likely perform well on the job and filtering out those who will most likely do not.
Testing for employment may be a hassle for an applicant, but this can help him in assessing his own strengths and weaknesses. Also, he may avoid getting jobs where he can be incompetent, opening the opportunity of finding better jobs elsewhere.
The earth is composed of 75% water which makes exploring its oceans and seas a fun and exciting option. Boats provide people with a convenient mode of transportation for traveling in water. But when boating accidents happen, the fun of exploring the earth’s bodies of water is totally eliminated from the picture. According to the 2015 Recreational Boating Statistics of the US Coast Guard, there were 4,158 boating accidents that involved 626 deaths and 2,613 injuries.
It is worth noting that most accidents had nothing to do with bad weather or hazardous sea conditions. Most injuries and fatalities happened in daylight when there was good visibility and calm waters. Charleston personal injury attorneys will tell you that boating accidents are commonly due to negligence and recklessness. In this article, we shall look at some of the most common causes of boating accidents:
Capsizing, Swamping or Falling Overboard
Capsizing happens when a boat turns into its side or completely over. In swamping, the boat stays upright but becomes filled with water. A person falling overboard may cause capsizing or swamping.
Boat operators need to be vigilant and keep track of bad weather as well as hazardous conditions or objects. The conditions at sea can be unpredictable so operators should look for early warning signs.
Operator inexperience was the third most common cause of boating accidents, according to the annual report of the US Coast Guard. Operators should have full understanding of boating and navigation rules and should also be equipped in handling emergency situations.
Just like on the roads, driving at top speed can be dangerous when boating. As much as possible, drive in safe speed as this will allow you to react to possible dangers. Driving at excessive speed may result to collision with other boats or vessels.
Operators should make sure that their boats are properly maintained and sea worthy. They have the responsibility to make sure that their boats are in good working condition.
Auto insurance can help you get coverage in case of accidents. Your policy will save you from the huge expenses associated with auto accidents. But what if the other driver who got involved in the accident does not have insurance coverage? According to estimates by the Insurance Research Council, 1 in every 7 drivers does not have insurance. This is in the light of the fact that such accidents can mean significant costs if the uninsured driver was deemed at fault.
Most insurance companies now offer uninsured motorist insurance. While some drivers do not have any coverage at all, others carry only the minimum cover required by their state. In most instances, this is not enough to shoulder the medical bills for injuries. This is called underinsured motorist coverage.
Uninsured/Underinsured motorist coverage shoulders medical costs as well as damages to your car or other properties caused by an uninsured driver. But what does this type of insurance cover? Typically, this kind of policy will provide coverage for bodily injuries. It will cover you as well as your passengers for medical expenses, pain and suffering, and lost wages. It also provides coverage if you are a victim of a hit-and-run accident.
Uninsured motorist insurance have a set minimum coverage limits and it is recommended to choose higher limits.
In most instances, your insurance coverage will differ if there is one person injured versus multiple people injured.
Combined Single Limits
You also have the option to purchase a combined single limit policy which is a single amount that your carrier will cover for all bodily injuries.
Property Damage Coverage
Property damage is usually not required and not offered at all in most states. However, if it is offered consider purchasing it as it can free you from significant expenses usually associated with property damage.